We Offer

  • Health Insurance
  • Dental Insurance
  • Disability Insurance
  • Short Term Disability Insurance
  • Long Term Disability Insurance
  • Life Insurance
  • Vision Insurance
  • Medicare Health Plans
  • Medicare Prescription (Part D) Plans
HOME HOME
GROUP INSURANCE GROUP INSURANCE
INDIVIDUAL AND FAMILY PLANS INDIVIDUAL AND FAMILY PLANS
GROUP FORMS GROUP FORMS
CONTACT US CONTACT US
The Elkins Agency
The Elkins Agency

Topics of Interest

Associations Links

Organizations

We are involved in the following organizations:

  • Davison AYSO
  • D.A.Y.S Committee-Bicycle Helmet Program For All Kindergartners in Davison Community Schools
  • Davison Community Fund
  • Davison Chamber
  • Davison Kiwanis Club
  • Lapeer Chamber
  • Lapeer BNI
  • Davison Fire Authority
  • Middle School Soccer
  • Davison Sports Boosters
  • Genesee Regional Chamber
  • Davison Township Board of Trustees

Follow us on Facebook

 

Elkins

Our mission is to work with clients to customize benefit plans to meet their needs and budgets.  Helping to select the right plan for many small, mid size companies can be difficult.  We assist in this by providing quality customer service and product education needed to select the coverage best suited for their situation.

The Elkins Agency – We’re working for you!

 

HealthCare Reform 

 Model Notice for employers who offer health coverage

 Model Notice for employers who do not offer coverage

The following changes take place for all health plans:

  • Lifetime limits - plans may not impose lifetime dollar-limits on essential benefits
  • Rescissions - no rescissions are permitted, except in cases of fraud or intentional misrepresentation
  • Coverage for adult children - children may stay on their parents' policies until age 26 if coverage isn't available through their work, regardless of their marital status
  • Pre-existing conditions - group plans and new individual plans may not impose pre-existing condition exclusions for children under 19

The following changes take place for all new plans:

  • Preventive services - new policies must cover the full cost of preventive care
  • Appeals - new minimum requirements go into effect for internal and external claims appeals processes
  • Patient protections - plans that require a primary care provider (PCP) must allow each member to designate any in-network PCP, or pediatrician for children, for new patients
  • Annual limits - annual limits are restricted by Health and Human Services
 

Change can be overwhelming, we can help!

Click here to see what our HR software can do for you

Guru

 

Testimonial

Tim,
I would like to take the time to thank you. It is a rare occurrence to get the customer satisfaction that you provided. We appreciate the way you took the time with each employee to figure out their individual needs. Your expertise made choosing a plan easier than most companies, in return making it easier for our employees to pick their coverage. You and The Elkins Agency are the best and we could never think of taking our business elsewhere. Thank you,

Henry Dallaire
Hank’s Heating and Cooling

Recommended Links